Personal Lines

  • Auto – Good drivers preferred with minimum limits of 50/100/25. Maximum limits of 500/500
  • Auto – Must be licensed for past 3 years (youthful drivers with no violations/accidents ok if part of a family auto account)
  • Auto – When excluding a spouse both the spouse and insured must sign the driver exclusion
  • Auto – Must complete CA Accident Verification Form when there are prior at-fault losses
  • Home – up to $5 million (Homes over $1.5 Mil must have monitored central station fire and burglar alarm system)
  • Home – No non-weather water loss in past 3 years
  • Home – Stand alone secondary or seasonal home ok if Protection Class 1-8 effective 5/22/16
  • Home – No vicious pets or bite history or any breed of: Akita, Alaskan Malamute, American Bull Terrier, American Staffordshire Terrier, Bullmastiff, Chow Chow, Doberman Pinscher, Pit Bull, Presa Canario, Rottweiler, Staffordshire Bull Terrier, any wolf hybrid or any mix of these breeds
  • Home – Roof must have been replaced within past 15 years if wood shakes or wood shingles; 20 years if any other roof material (except tile, slate or other “lifetime” roof materials)
  • Dwelling Fire – up to $1 million in-house. UW approval up to $2 million.
  • Dwelling Fire – Stand alone ok
  • Personal Umbrella – Must have auto insurance with Travelers


• Certified Mileage Program
• Retired Member Program
• Homeowners Association
• Alumni Association Program
• Degreed Professional Program
• Service Professional Program
• Superior Good Driver Discount
• Multi-Policy Discount
• Good Student Discount
• Driver Training Discount
• Student Away at School Discount
• Defensive Driver Discount
• Months Clean Discount
• Hybrid Vehicle Discount
• Anti-Theft Discount

High Value Homes
 (Click here for Home Comparison Chart. WIAA does not write HO-2’s)
Renters (Click here for Spanish version)
Personal Umbrella
Valuable Items


Utilize this webpage for your Travelers Customers to create easy access to policy, bill and claim information as well as be able to: report a claim, pay their bill, print ID card(s), check their coverage and check their effect date! Click Here!


Commercial Lines

  • $500 min. premium
  • BOPs/Package
  • Monoline Auto
  • Garage risks
  • Habitational, apartments/condos
  • Churches, places of worship
  • Technology
  • Lessors’ Risk
  • Ocean Marine
  • Boiler & Machinery
  • BOP
  • Commercial Auto
  • Garage Businessowners
  • Inland Marine
  • Restaurants
  • Construction
  • Umbrella of Services

 Supplemental Forms


Posted in: Carrier Guides