Personal Lines


  • 50/100 Minimum 100/300/50+ limits preferred
  • CA Good Drivers only (youthful drivers with no violations/accidents ok if part of a family auto account)
  • No lapses in auto insurance coverage in the past 12 months
  • All drivers in household or customary operators outside of household must either be rated or excluded
  • Autos must be registered to household resident that is listed as a driver on policy including Named Insured, spouse, child of Named Insured less than 26 years old or parent of Named Insured
  • Accurate annual mileage – MUST USE Travelers’ Certified Annual Mileage reporting
  • Ineligible: more than 1 vehicle with original cost new over $125K per account, salvaged vehicles, commercial use (including ride share service), used in racing, ask UW for full list


  • Home – Up to $3 Million Cov A. Dwellings over $1.5 Mil must have monitored central fire and burglar alarm and require UW approval
  • HO6 – Central station fire and burglar alarm required for condos with $500K+ in Coverage C and Coverage A combined.
  • HO4 – $25K minimum Coverage C. Central station fire and burglar alarm required for renters with $500K+ in Coverage C and Additions and Alterations combined
  • DP3 – Up to $2 Million Cov A. Dwellings over $1 Million require UW approval. Stand alone ok. Must have local management by owner or property management. Named insured cannot own more than 9 rental units.
  • Home – Must include Enhanced Home Package or equivalent on all Home quotes
  • Ineligible: vacant homes, mobile/manufactured homes, trampolines, skateboard ramps, bicycle jumps or unfenced swimming pools, dwellings over 25 years old without proper system renovations, non-weather related water losses in past 5 years, etc. See UW guide


  • Up to 10 Million. Over $2M subject to UW approval. Must have auto with Travelers. Minimum underlying limit requirements: 250/500/100 auto, $300K Home/DP3. See UW guide for details


  • Boat and Yacht insurance available


• Certified Mileage Program
• Retired Member Program
• Homeowners Association
• Alumni Association Program
• Degreed Professional Program
• Service Professional Program
• Superior Good Driver Discount
• Multi-Policy Discount
• Good Student Discount
• Driver Training Discount
• Student Away at School Discount
• Defensive Driver Discount
• Months Clean Discount
• Hybrid Vehicle Discount
• Anti-Theft Discount

High Value Homes
 (Click here for Home Comparison Chart. WIAA does not write HO-2’s)
Renters (Click here for Spanish version)
Personal Umbrella
Valuable Items


Utilize this webpage for your Travelers Customers to create easy access to policy, bill and claim information as well as be able to: report a claim, pay their bill, print ID card(s), check their coverage and check their effect date! Click Here!


Commercial Lines

  • $500 min. premium
  • BOPs/Package
  • Monoline Auto
  • Garage risks
  • Habitational, apartments/condos
  • Churches, places of worship
  • Technology
  • Lessors’ Risk
  • Ocean Marine
  • Boiler & Machinery
  • BOP
  • Commercial Auto
  • Garage Businessowners
  • Inland Marine
  • Restaurants
  • Construction
  • Umbrella of Services

 Supplemental Forms


Posted in: Carrier Guides