Do members have binding authority?

No, WIAA has binding authority.

Do you give WIAA members/agents direct appointments to the carriers?

No. WIAA holds the direct appointments with the carriers and our agents can gain access to these carriers through WIAA.

Can I charge a broker fee on policies written through WIAA Insurance Services?

You may charge a broker fee on commercial lines, workers’ compensation products, and Kemper Specialty auto products only. With the exception of Kemper no broker fees can be charged for personal lines products.

Will my agency name appear on clients’ declaration pages?

No. WIAA Insurance Services will appear on the declaration page since it is WIAA that has the direct appointment with the carrier.

Do you report our membership to the state department of insurance?

WIAA does not report your professional affiliation with the department of insurance.

How much are your commissions?

Commissions vary by the carrier and type of business. They are considered competitive.

What are your premium volume requirements?

WIAA has no production quotas or premium volume requirements.

Do I need to sign a “non-compete” clause?

No. The agreement’s terms and conditions do not “lock you in” and allow you the freedom to write elsewhere, seek direct appointments and depart when you wish without penalty.

Who owns the book of business?

You retain ownership of your book of business whether you stay active with WIAA or choose to leave at a later date.

What is the turnaround time for personal and commercial lines quotes?

Please allow up to 24 hours for personal lines and 24-48 hours for commercial lines with your complete ACORD submissions. Incomplete applications will delay processing time.