Kemper Specialty

Personal Lines

WIAA subproducers may quote and issue Kemper Specialty autos directly on the Kemper Specialty Website. Please email membership@wiaagroup.org for a username and password. You must add yourself as a Producer to instantaneously be added to the list of appointed Producers before policy issuance.

NOTE: Agents are responsible for emailing WIAA a copy of the signed application along with supporting documents within 24-48 hours of issuance. Failure to do so may result in no commission being paid.

  • 15/30/5 minimum limits; 100/300/100 max
  • Payment options, monthly installments – EFT only (down payment
    must be made by credit card)
  • SR22s accepted
  • Suspended license or never licensed
  • Challenged driving record
  • DUI ok
  • broker fees ok

Kemper Specialty website: https://specialty.kemper.com/us/public/index.cfm

Kemper Specialty Quick Reference Guide (with links to Rideshare Endorsement for Uber and Lyft drivers, Permissive Use Buyback, etc.) : http://pages.email-kemper.com/KSCA_PPA_Quick/

 

DOs and DON’Ts  with Kemper Specialty:

  • Do send WIAA a copy of the signed application and supporting documents if applicable within 48 hours after issuance
  • Do inspect vehicles and/or have insureds text/send you photos of vehicles (for vehicles with full coverage) to keep on file and send to WIAA for vehicles with full coverage
  • Do run the MVR and reconcile any accidents
  • Do add a person onto the policy if they drive the insured’s car more than 2 times a year
  • Do add Permissive Use Buyback (PUB) to customers with higher liability limits to safeguard against a reduction in coverage due to losses involving listed or permissive users
  • Do add the Rideshare Endorsement if they drive for Lyft or Uber
  • Don’t use Agency Sweep as a payment type
  • Don’t lower the default annual miles generated by the system
  • Don’t give full driving experience to drivers who only have Matricula IDs! Only 1 month of driving experience may be given.  

 

PLEASE NOTE CARRIER FEES:

  • Insured request cancellation fee: $50
  • Endorsement fee: $3
  • SR-22 fee: $15
  • NSF fee: $20
  • Reinstatement fee: $15
  • Late fee: $6
  • Installment fee for direct bill: $12
  • Installment fee for EZPay (recurring credit card payments): $8
  • Installment fee for EZPay (bank draft): $3
  • Carrier 6 and 12 month policy fee: $20 per policy ($16 for good drivers)

 

 

Posted in: Carrier Guides