For Underwriting and service requests, please call WIAA at 800-553-4221. For Claims and Billing, please call Travelers at 877-872-8737


Personal Lines


  • 50/100 Minimum 100/300/50+ limits preferred
  • CA Good Drivers only (youthful drivers with no violations/accidents ok if part of a family auto account)
  • No lapses in auto insurance coverage in the past 12 months
  • All drivers in household or customary operators outside of household must either be rated or excluded
  • Autos must be registered to household resident that is listed as a driver on policy including Named Insured, spouse, child of Named Insured less than 26 years old or parent of Named Insured
  • Accurate annual mileage – MUST USE Travelers’ Certified Annual Mileage reporting
  • Ineligible: more than 1 vehicle with original cost new over $125K per account, salvaged vehicles, commercial use (including ride share service), used in racing, ask UW for full list


  • Home – Up to $3 Million Cov A. Dwellings over $1.5 Mil must have monitored central fire and burglar alarm and require UW approval
  • Home in Wildfire areas – Difference in Condition policy available with accompanying CA Fair Plan with matching Cov A. (Scheduled Personal Articles policy not available with DIC policy)
  • HO6 – Central station fire and burglar alarm required for condos with $500K+ in Coverage C and Coverage A combined.
  • HO4 – $25K minimum Coverage C. Central station fire and burglar alarm required for renters with $500K+ in Coverage C and Additions and Alterations combined
  • DP3 – Up to $2 Million Cov A. Dwellings over $1 Million require UW approval. Stand alone ok. Must have local management by owner or property management. Named insured cannot own more than 9 rental units even if we’re not insuring all rentals.
  • Home – Must include Enhanced Home Package or equivalent on all Home quotes
  • Ineligible: vacant homes, mobile/manufactured homes, trampolines, skateboard ramps, bicycle jumps or unfenced swimming pools, dwellings over 25 years old without proper system renovations, non-weather related water losses in past 5 years, etc. See UW guide
  • Modernization requirements: Wood shake/wood shingle roofs must have been replaced within the past 15 years (for homeowners or 25 years for DP3); 25 years for any other roof material (except tile or other lifetime roofs). Oil furnace/burner cannot be older than 25 years; gas furnace/burner cannot be older than 35 years. Electrical must have circuit breakers in whole or in part. Heating must be central heat or thermostatically controlled electric heating system or thermostatically controlled radiant water heating system. Plumbing must be in good condition.


  • Up to 10 Million. Over $2M subject to UW approval. Must have auto with Travelers. Minimum underlying limit requirements: 250/500/100 auto, $300K Home/DP3. See UW guide for details


  • Boat and Yacht insurance available

DISCOUNTS: Click here for discount percentages

High Value Homes
 (Click here for Home Comparison Chart. WIAA does not write HO-2’s)
Renters (Click here for Spanish version)
Personal Umbrella
Valuable Items


Utilize this webpage for your Travelers Customers to create easy access to policy, bill and claim information as well as be able to: report a claim, pay their bill, print ID card(s), check their coverage and check their effect date! Click Here!


Commercial Lines

  • $500 min. premium
  • BOPs/Package
  • Monoline Auto
  • Garage risks
  • Habitational, apartments/condos
  • Churches, places of worship
  • Technology
  • Lessors’ Risk
  • Ocean Marine
  • Boiler & Machinery
  • BOP
  • Commercial Auto
  • Garage Businessowners
  • Inland Marine
  • Restaurants
  • Construction
  • Umbrella of Services

 Supplemental Forms


Posted in: Carrier Guides